Saturday, March 31, 2012

InsideHoops: #NBA rumors page: Michael Jordan may consider selling the Charlotte Bobcats. Read http://t.co/Gqdfp9OB

Twitter / InsideHoops.com: #NBA rumors page: Michael ... Loader rumors page: Michael Jordan may consider selling the Charlotte Bobcats. Read

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Declines in Caribbean coral reefs pre-date damage resulting from climate change

Friday, March 30, 2012

The decline of Caribbean coral reefs has been linked to the recent effects of human-induced climate change. However, new research led by scientists at Scripps Institution of Oceanography at UC San Diego suggests an even earlier cause. The bad news ? humans are still to blame. The good news ? relatively simple policy changes can hinder further coral reef decline.

Employing a novel excavation technique to reconstruct the timeline of historical change in coral reefs located on the Caribbean side of Panama, a team of scientists led by Scripps alumna Katie Cramer and current Scripps Professor of Oceanography and Smithsonian Tropical Research Institute (STRI) Emeritus Staff Scientist Jeremy Jackson has determined that damage to coral reefs from land clearing and overfishing pre-dates damage caused by anthropogenic climate change by at least decades.

"This study is the first to quantitatively show that the cumulative effects of deforestation and possibly overfishing were degrading Caribbean coral and molluscan communities long before climate change impacts began to really devastate reefs," said lead author Cramer, currently based at the Global Coral Reef Monitoring Network at the International Union for Conservation of Nature.

Coral reefs have suffered alarmingly since the 1980s due to coral bleaching and coral disease, thought to stem from the warming of the oceans due to anthropogenic, or human-induced, climate change. However, until recently, the impact of prior human activities on Caribbean coral reefs had not been studied with experimental techniques.

Historical records and qualitative surveys provide hints that declines in corals in some parts of the Caribbean occurred as far back as the early 1900s after coastal lands began to be cleared to make way for plantations. However, the current study is the first to quantify the changes that reef corals and mollusks have undergone as a result of long-term stress caused by the deposition of silt, nutrients, and pollution onto coral reefs from land clearing and the depletion of reef fish that prevent algae from overtaking reefs.

"Because researchers did not really begin to study Caribbean reefs in detail until the late 1970s, we don't have a clear understanding of why these reefs have changed so dramatically since this time," said Cramer. "So, we set out to reconstruct an older timeline of change on reefs by looking at the remains of past reefs ? coral skeletons and mollusk shells."

To reconstruct this timeline, the team dug below modern reefs in incremental layers and, using radiocarbon dating of the coral skeletons they found, linked fluctuations in the types and numbers of coral and mollusks over time to historical records of land clearing. Changes in the relative numbers of these various species represent clear indicators of the overall health of the coral reef.

The team also improved upon the standard technique of taking long, narrow core samples of coral fossils that cannot track fluctuations in the numbers of larger species of coral.

"We wanted to look at the whole complement of the coral community," said Cramer.

To catalog the relative numbers of dozens of coral and molluscan species, the researchers dug two-foot-wide by three-foot-deep pits into reefs at several coastal lagoon and offshore sites near Bocas del Toro, Panama, that were heavily affected and less affected by land runoff, respectively. At each of these sites they also conducted surveys and recorded the composition of living corals.

"We dug up over a ton of coral rubble and tens of thousands of shells," said Cramer, who led the fieldwork at STRI and likened the laborious experience to doing underwater construction.

Systematically sifting through the coral and shell fossils, the scientists noted several indicators of environmental stress, including a decrease in the overall size of bivalves such as oysters, clams, and scallops, a transition from branching to non-branching species of coral, and large declines in the staghorn coral and the tree oyster, which were once the dominant coral and bivalve on these reefs.

These indicators were observed in layers of the excavated pits at coastal lagoon sites that were dated before 1960 and as far back as the 1800s, corresponding to a period of extensive deforestation in the Bocas del Toro region. Similar evidence of environmental stress at offshore sites was dated after 1960, indicating that the negative impacts of land clearing have more recently begun to affect reefs further offshore.

With the decline of the branching coral species, the reefs now have fewer nooks and crannies that are used as habitat for reef fish and other organisms. Also, the non-branching species that have taken their place grow at a much slower rate. "Consequently, there is less of a chance that the reefs will be able to keep up with sea level rise from climate change," said Cramer.

"Because the governments of the world have yet to undertake any meaningful efforts to mitigate climate change, it is of the utmost importance that locally caused stressors to reefs such as overfishing and deforestation are minimized," said Cramer. "Advocating for more intelligent use of land as well as implementing sustainable fisheries management, those are things that can be done right now."

###

University of California - San Diego: http://www.ucsd.edu

Thanks to University of California - San Diego for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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'Bohemian Rhapsody' Viral Video: A Historical Comparison

by Fallon Prinzivalli There are few songs more iconic than Queen's "Bohemian Rhapsody." It's one of those songs you can sing in the shower when you think no one's home or yell with friends at a bar on Friday night. Apparently, it's also a great song to belt in the back of a cop car [...]

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Free Pets to Good Home ? Blog Archive ? Dog Wheelchairs ...

[unable to retrieve full-text content]If you are not a pet guy or pet family yourself, it may be quite hard to appreciate people's responsibility and adoration for these extended family, their pets. Of course, several pet families-and most like calling theirselves that ...

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What health and safety cut backs could mean for the workplace ...

What health and safety cut backs could mean for the workplace.

In 2010 the Prime Minister commissioned Lord Young?s review of the Health and Safety Executive?s (HSE) regulations, leading to the Common Sense, Common Safety report. This report affects how the health and safety system operates in the UK. It has since been accepted by the Government and is currently in the process of being implemented.
An aspect of Lord Young?s report set out to cull the funding of the independent watchdog HSE. This has since led to the body cutting down on what it states were trivialised endeavours in a bid to conserve money, part of their strategy stating they will cut back on, ?Unnecessary risk aversion?. The HSE are now channelling their efforts and funds on any premises categorised as high risk. 2011/12 sees further augmentations to the UK?s health and safety regime, which will continue to cut back on HSE funds through to 2015. The HSE have stated that they view any reductions in their funding as a positive move, enabling them to become more focused in their efforts.

Many workplaces that were previously under regulation by regular HSE inspections are now left alone. Pro-active inspections will only be carried out in workplaces that are deemed of both significant risk and necessary by the HSE. Inspections will be stopped in establishments that prove of little or no threat to the workers. HSE chief executive, Geoffrey Podger, admitted that some of workplaces now being left alone still class as high risk.

However, in recent years government approved strategies to cut back on the HSE?s funding have laid out cuts of up to 35 per cent by 2015. While the HSE is outwardly welcoming the changes, claiming it will help them to channel their efforts into the areas that require it most, it could lead to significant pitfalls in their system.

The HSE proposed to regain lost funds by introducing a fee for fault scheme- charging those establishments that prove to be a consistent threat to health and safety. Measures such as cutting back on future staff recruitment and health and safety campaigns such as the asbestos awareness have also been undertaken in a bid to conserve funds. Despite many reservations on the ability of the HSE to function on such limited funds, HSE spokespersons remain insistent that only positive changes have been made in becoming ultimately more efficient in their methods.

If you do have any concerns regarding health and safety in the workplace, report it to HSE?s Complaints and Advisory Team on 0300 0031647. Accidents and fatalities can be reporting to the Incident Contact Centre 0845 300 9923 or online.

If you have an accident at work and your company isn?t upto code you could be entitled to compensation.

No comments yet.

Source: http://www.businesslistingnow.com/blog/what-health-and-safety-cut-backs-could-mean-for-the-workplace/

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Video: Inside the suicide of Phoebe Prince, bully victim

Sorry, Readability was unable to parse this page for content.

Source: http://www.msnbc.msn.com/id/21134540/vp/46902944#46902944

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Friday, March 30, 2012

Mobile Home Investing | Real Estate Investing

Have you thought about investing in mobile homes?

?

Evaluating whether a deal is good or bad is a hard task. ?The first question is what are you looking for out of the outcome?

Next, is the financial evaluation to see if this meets your needs.I got a call today from a friend and she found a mobile home for sale.?She is looking for a stream of income for her IRA and has under $10,000 in the IRA. ?She found a single Mobile Home in a park with the following financials:

?

Option 1
$7,900 Purchase Price
$585 Lot Rent
$164 Expenses
$1,000 Rent
$251/month Net Income
Repay back period 32 months (This is how long it takes to pay yourself back all the money paid out)

Option 2
What we did is determine if we can buy this and meet her needs of cash flow. ?This was the first proposed offer we put together for her:
$7,000 cash (she is buying this using her IRA)
$1,100 Lease option payment
$749 Lot Rent & Expenses
Net Income $351/month
$1,000 Option Fee
$17,979 Home Price (to buy new is $35,000 & buying on terms is very valuable)
Repay back period 17 months (1/2 the time it would take just to do a normal rental with the numbers they gave you)

Option 3
$7,000 cash (she is buying this using her IRA)
$17,979 sell the home with a new mortgage (owner carry)
$1,500 Down Payment
$251.78 Mortgage
No lot rent or expenses because you don?t own it
Sell the note in 6-9 months at 80% of its value to a note buyer (know which one you are going to sell it to before you create it that way you know what they like to see verify with 2-3)
$14,383 Cash in 9 months!
Repay back period 9 months (1/2 the time it would take to do a lease option and have to deal with tenants that entire time)

I hope this makes sense it is easier to explain via video, but I did my best here!
We have 3 options rental, rent to own, or owner finance. ?Which option is best for you and why?

There are also?hybrid?s?of each of these than can be created. ?The?goal?here is to open your eyes to the ways these properties can be financed.

By?Thomas Dault

Thomas Dault is a Real Estate Mentor/Coach to many. ?He has been investing in real estate for 4 years focusing on residential short sales, lease options, and buy and holds. ?Last year he made the decision to move into commercial real estate and decided on Mobile Home Parks.

Source: http://realestateinvesting.com/blog/2012/03/29/mobile-home-investing/

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Home Improvement Companies | Furnished Improved Homes

Home improvement companies have grown increasingly in demand for a number of reasons. First of all, the recession saw a lot of home improvement projects being undertaken by home owners. The reason for this is that there were fewer home buyers, therefore homeowners decided to invest time and money into their homes. This is a long term plan which makes such investment a prudent one.

As a result, home improvement has become a huge niche which has grown past the DIY stage, when it was just a hobby. Different areas of the house are being tackled in home improvement projects to add value to the house and as investments in the houses. Homeowners have therefore realized the benefit of having these projects professionally and expertly handled.

Home improvement companies are varied and are as wide as the niche itself.

They range from the architects and interior designers who are involved in the planning of a home improvement project, to those that provide such services as remodeling, painting and plumbing. Then there are the companies that provide the materials needed for a home improvement projects. Some companies combine all these functions into their services so that they serve as a one-stop shop for all things home improvement.

If you decide to make use of a home improvement company that provides all your home improvement needs, you need to make sure that all their contractors have current licenses to operate within the area your home is located.

Also, it is always best to purchase the materials you need for your home improvement projects from a reputable home improvement company.

If that company has a reputation for quality materials in the industry, you are very likely to get the best materials and advice from them. They are conversant with the different types of materials and their functions and can advice you appropriately. Furthermore, because of their reputation, they are more likely to have a really good warranty program should anything go wrong with your materials.

Most home improvement companies will give you a free estimate before you begin your home improvement project. This is very important when you are planning your project because home improvement projects are notorious for becoming increasingly expensive as you go on if you fail to plan and have an estimate in the first place.

It is easy to think that home improvement should be a DIY project and if you have some experience in handling DIY projects, this is not a bad thing. However, using a home improvement company could save you time and money, which you could lose from mistakes you might make along the way. If you are willing to make the mistakes and learn as you go, home improvement companies will also come in handy with advice and quality products.

Source: http://www.furnishedrentalbaltimore.com/2012/03/29/home-improvement-companies/

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FBI Official on Cyber War: "We're not winning."


How to improve cyber-security in the US.....

1. Eliminate the contractors like Lockheed Martin and Northrup Grumman. They are the biggest problem and they are the ones sucking up huge amounts of money to not do their work and they refuse to adhere to the protocols and guidelines they helped create. Every single investigation over the past decade has concluded this and nothing has ever been done about it. Where I live, just outside of DC, we've had over 1 billion dollars in contractor fraud relating to the cyber infrastructure, specifically networking and security management over the last year alone.

2. Consolidate the infrastructure. There is too much spread out all over the place under the auspices of too many different agencies and groups. Stuff needs to be locked down and there is no reason at all that it can't be done all in one place. Hundreds of millions of dollars has been wasted on networked infrastructure and data centers for individual agencies, often at significant overpaid expense such as what DHS did to the tune of many wasted millions per year on an overpriced agreement with another agency that owned the space.

3. Remove the civilian Internet from the equation. You don't stick your weenie in a disease infested orifice and you don't keep your cash in a drawer by the front door of your home. The government can easily make their own private secure networks for specific uses, for very little money, yet they insist on continuing to use the Internet as the core of their whole infrastructure. We know for a fact that the very halls of power in DC are being used to run torrents, download child pornography, and a host of other illegal activities that compromise the security of government networks but nothing is ever done about it at the expense of taxpayers.

4. Invest in some REAL training for Americans and hire them. Iran, that most huggable of huggable nations, has a state of the art Cisco network engineering training program that makes what we have here look like a Special Education program for brain damaged toddlers. Many other ME and Asian countries have similar operations and send their trainees over here to get those jobs that require a security clearance with these SMB contractors that get the government jobs. They even sell fake Cisco hardware to the government through the acquisition process to go along with their workers.

5. Kill the aging hardware and software. XP is still widely in use as are older systems that have a high cost to maintain and those systems are not at all up to date with system patches or security fixes, making it easy to compromise things.

Source: http://www.techexams.net/forums/off-topic/75985-fbi-official-cyber-war-were-not-winning.html

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Clinton, Saudi Arabia explore Syria crisis

RIYADH, Saudi Arabia (AP) ? U.S. Secretary of State Hillary Rodham Clinton sought to work out a unified strategy on the crisis in Syria in talks with Saudi officials on Friday as further violence stymied U.N. efforts to convince Damascus to implement a cease-fire.

Clinton's talks with Saudi King Abdullah and other officials come ahead of a 60-nation gathering of the "Friends of the Syrian People" in Istanbul over the weekend aimed at finding ways to aid Syria's opposition. The U.S. is hoping to help unify the splintered opposition's ranks while pushing for humanitarian aid and further isolation of Assad's regime.

Saudi Arabia, along with fellow Gulf nation Qatar, has called for a more aggressive approach, including arming the rebels and carving out a safe haven inside Syria from which the opposition can operate.

International opponents of Assad are struggling to pin down a strategy on Syria as a peace plan put forward by U.N.-Arab League envoy Kofi Annan has so far failed to get off the ground. Syria has accepted the six-point plan, which includes a call for it to implement a cease-fire, but so far there has been no halt in fighting, and the opposition suspects Assad has no intention of stopping his crackdown and is only playing for time.

Assad said Thursday that he wants the plan to succeed, but insisted that the opposition must first commit to a cease-fire as well. Annan urged the Syrian government to halt its troops first.

"The government must stop first and then discuss a cessation of hostilities with the other side," Annan spokesman Ahmad Fawzi said Friday. "We are appealing to the stronger party to make a gesture of good faith. ... The deadline is now."

"Clearly, we have not seen a cessation of hostilities and this is of great concern," he said.

Syrian activists say fresh fighting erupted Friday between soldiers and rebel fighters in the country's northern Idlib province. More than 9,000 people have been killed in Syria's violence since last March, according to U.N. estimates.

Clinton arrived in Riyadh and began talks with Saudi Foreign Minister Saud al-Faisal, the Saudi Foreign Ministry said. Saudi official news agency said Clinton then met with King Abdullah in his palace in Riyadh, along with top Saudi intelligence and security officials.

"Clinton will hold extensive talks with Saudi counterparts on the situation in Syria and on American efforts to stop bloodbath in Syria," a Saudi Foreign Ministry official in Riyadh said. He spoke on condition of anonymity because he not authorized to discuss the talks.

The talks came a day after an Arab League summit in Baghdad, where divisions among Arab nations over Syria were clear. In a sign that they see little hope in diplomatic efforts from the League, Saudi Arabia, Qatar and other Gulf countries sent only low-level officials to the summit. In the end, the summit issued a joint resolution that held little new beyond expressing support for Annan's efforts.

President Barack Obama has publicly challenged Assad to leave power, but has refused to entertain U.S. military options to achieve that end. Washington has said it opposes military intervention in Syria, fearing that it would fuel an outright civil war that could break along dangerous sectarian lines. The opposition is born mainly from Syria's Sunni Muslim majority, while Assad's regime is backed by his own minority Alawite community, a Shiite offshoot sect.

For the U.S. and its allies, Syria is proving an especially murky conflict and one with no easy solutions. Assad's regime is of Washington's clearest foes, a government that has long been closely allied with Iran and anti-Israel groups Hamas and Hezbollah. Saudi Arabia and other Sunni-led Gulf countries are eager to see Assad's fall in hopes of breaking Syria out of its alliance with their regional rival, Shiite-majority Iran.

But the Syrian opposition is chronically fragmented. The Syrian National Council, a nominal opposition umbrella group based abroad, has limited authority on the ground. Syrian army defectors have set up a military leadership based in neighboring Turkey, but they too have only nominal command over the multiple armed rebel groups inside Syria. The U.S. has warned that al-Qaida and other Islamic militants are also taking advantage of the turmoil, attacking Assad's regime and trying to gain a foothold inside Syria.

And unlike Libya, whose leader Moammar Gadhafi inspired worldwide revulsion, Syria still has allies in Russia and Iran and a formidable army of its own.

On Thursday, Iran's supreme leader, Ayatollah Ali Khamenei, vowed to support Assad during talks with the prime minister of Turkey, a country which was once close to Damascus but now backs the opposition.

"Iran will defend Syria because of (its) support of the resistance front against the Zionist regime and is strongly opposed to any interference by foreign forces in Syria's internal affairs," Khamenei said. "The Islamic Republic of Iran is categorically opposed to any plan initiated by the U.S. regarding Syria."

Asked what might constitute success for Sunday's Friends of the Syrian People meeting in Istanbul, U.S. State Department spokeswoman Victoria Nuland said, "We want to see as much unity as possible among those members of the opposition." She said conversations also would focus on humanitarian aid and further isolating Assad's government.

That is the same agenda as the first gathering of the Friends of the Syrian People, in February in Tunisia. There, the nations issued an ultimatum to Assad to end the hostilities, but it was roundly ignored.

Speaking Tuesday, Clinton cautiously welcomed the Syrian government's endorsement of Annan's plan. But Assad now has to make good on the deal, she said, citing the Syrian leader's "history of overpromising and under-delivering" when it comes to pledges of peace and reform.

Clinton said the U.S. and its allies would spend the next few days helping Syria's primarily Sunni opposition refine its vision of an inclusive democracy, to assure minorities still supportive of the government that they'd have a place in a post-Assad future. She said Washington hoped for progress on that front this weekend.

___

Associated Press writer Bradley Klapper in Washington contributed to this report.

Source: http://news.yahoo.com/clinton-saudi-arabia-explore-syria-crisis-120156295.html

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'Survivor: One World' Contestant Accused Of 'Poop Pants'

Sushi chef Jonas takes a hike, while elder statesman Tarzan continues to go off the deep end on this week's episode.
By Josh Wigler


Tarzan in "Survivor: One World"
Photo: CBS

Tarzan is not only king of the jungle — he's also king of the "poop pants." He certainly wouldn't own that title, but his companions on newly merged tribe Tikiano know better, having seen the 64-year-old plastic surgeon's dirty underwear up close, personal and in their precious pot of boiling water. Nasty.

But the eccentric Tarzan's filthy habits weren't filthy enough to buy him a one-way ticket out of "Survivor: One World" this week. Instead, it was sushi chef Jonas who became the latest contestant voted out of the game, not because of any personal flaws — indeed, it was widely agreed upon that his skills as a cook were a great asset to the tribe — but because he was the biggest threat to win the game outside of the dominant alliance. Ultimately, Jonas' strengths became his fatal weakness.

Once again, we speak with two-time "Survivor" contestant Rob Cesternino about this week's episode, covering Tarzan's so-called "poop pants," Jonas' untimely demise and life after Colton Cumbie.

MTV: I really liked Jonas from the very beginning of the season; I thought he had potential to go deep into the game. I'm not sure now if Jonas was a good player with bad luck, or maybe he just wasn't a good player to begin with.

Rob Cesternino: Can't it be both? I mean, through most of the season, Jonas was just playing second fiddle to Colton. He said it himself: "I don't mind being Colton's bitch." Unfortunately, when Colton was out of the picture, it looked like Jonas was going to emerge and make a run of this thing. But there's not much he could have done. He was down in the numbers. He couldn't mount an effective strategy here with that being the case.

MTV: At this point in the merge, there are 12 people on the tribe. It's as good a time as any to get a big threat like Jonas off the field. But it also strikes me as a time where you can cut some of the dead weight, like Tarzan, from the tribe. Do you think the right choice was made: getting rid of the likable guy — who's an excellent chef to boot — over the annoying crazy person?

Cesternino: Absolutely. You want to get rid of the capable person because Jonas can win the game. Ideally, you want to grab Tarzan and do whatever you can to get him to the end of the game with you, just like a few seasons ago [on "Survivor: Redemption Island"] when Boston Rob took Phillip to the end with him. Jonas had a good chance to win, of everybody currently playing the game. I know it stinks for Jonas that he gets voted out, because now it looks like he's not as good at the game as some of the people who are still there, but that's not the case. You get rid of the people who are the threats to win, whenever you can, and you keep around the dead weight.

MTV: Tarzan really is one of those perfect final three candidates: He has zero chance of winning, at least in my eyes. But the alliance he's in is so thin at this point — if you can even call it an alliance — and the majority group in this tribe doesn't seem to have much interest in pulling him along for the ride. Of all the people playing the game, who do you think is the likeliest person to wake up and smell the coffee and decide to bring Tarzan to the end?

Cesternino: That person for me is Troyzan. He's with these women, and at some point, the lightbulb should go off: "I'm voting with these Salani women right now, but at some point, it's going to come down to them trying to get rid of me and Jay." I think Troyzan might be the guy who says, "Oh my god, Tarzan is getting on everybody's nerves, he's putting dirty underwear in everybody's water. This is the guy I need to go to the finals with."

MTV: It was a big week for Troyzan. He found an immunity idol, he won an immunity idol ...

Cesternino: Not only did he win individual immunity and find an idol, he also went on a reward! This is his island! He didn't get any of his underwear in the same pot of water with Tarzan, either. It was all on the up and up for Troyzan this week. [Laughs] I've liked him for a while on this show. I think he's starting to emerge as a guy who could go the distance. But it's really important for him to not just go to the finals with the status quo. He needs to make a move and switch things up. I did some math on this last night, and long story short, I think there are five women who are going to vote together until the end — the younger girls with the alliance from the beginning — and there are six people left who are not in that alliance, the five men plus Christina. With 11 people left in the game, I think this upcoming episode is the one where Troyzan needs to make a move.

MTV: It's interesting. The Salani alliance seemed solid for a while, but already in this episode, you see cracks beginning to form. Do you think these new alliances are going to stick, or do you think we'll be back to men versus women before too long?

Cesternino: You know, I kind of feel they're going to stay tight for a while. I still kind of think Salani is going to go after Tarzan, and go after Leif, and then start to turn and take out a Michael. I think that's going to be what happens. But I'm hoping that's not what happens.

MTV: Yeah, that becomes the Kim and Chelsea show pretty quickly.

Cesternino: Yeah, it does. I'm hoping for whatever can happen to keep my man Tarzan in the game. I mean, what a night for Tarzan! Really, the whole last 20 minutes was the Tarzan show. I don't want to hear that this is strategy that he's doing, because he's just so perfect. What a great job by casting, finding this guy. I'm loving Tarzan. I'm thinking of plastic-surgery operations to get so that I can meet Tarzan in person.

MTV: Oh, man. [Laughs] I don't know that you want to trust yourself in that guy's hands, no matter how many degrees and licenses he has ...

Cesternino: Well, he's apparently an expert in microbes. [Laughs] I'm not concerned. I'll get on the operating table and let Tarzan open me up anytime. He has entertained me so much this season.

MTV: This was week one post-Colton. How do you feel about "Survivor: One World" without Colton?

Cesternino: I wasn't really missing Colton too much last night. There was so much going on with Jonas and Tarzan fighting, with Tarzan's "poop-gate," so it wasn't too bad of a first show without Colton. I think if we start getting rid of the big personalities like Tarzan, that's when you'll miss Colton as a viewer.

Sound off on this week's "Survivor" in the comments or hit me up on Twitter @roundhoward!

Source: http://www.mtv.com/news/articles/1682045/survivor-one-world-recap-tarzan-poop-pants.jhtml

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On the run, bin Laden lived in 5 houses

FILE - This Nov 18, 2011 file photo shows the guesthouse inside Osama bin Laden's compound in Abbottabad, Pakistan. A widow of Osama bin Laden has told investigators that the al-Qaida leader lived in five safe houses while on the run in Pakistan and fathered four children, two of them born in government hospitals. (AP Photo/Shaukat Qadir, File)

FILE - This Nov 18, 2011 file photo shows the guesthouse inside Osama bin Laden's compound in Abbottabad, Pakistan. A widow of Osama bin Laden has told investigators that the al-Qaida leader lived in five safe houses while on the run in Pakistan and fathered four children, two of them born in government hospitals. (AP Photo/Shaukat Qadir, File)

(AP) ? Osama bin Laden lived in five safe houses while on the run in Pakistan and fathered four children ? two of them born in government hospitals, his youngest widow has told investigators.

The details of bin Laden's life as a fugitive in Pakistan are contained in the interrogation report of Amal Ahmed Abdel-Fatah al-Sada, bin Laden's 30-year-old Yemeni widow. They appear to raise fresh questions over how bin Laden was able to remain undetected for so long in Pakistan after the Sept. 11, 2001 attacks, despite being the subject of a massive international manhunt.

Details from the report were first published by the Pakistani newspaper Dawn.

The Associated Press obtained a copy on Friday.

Al-Sada is currently in Pakistani custody, along with bin Laden's two other wives and several children. They were arrested after the U.S raid that killed bin Laden in May in his final hideout in the Pakistani army town of Abbottabad. The U.S. Navy SEALs shot her in the leg during the operation.

Mohammed Amir Khalil, a lawyer for the three widows, said the women would be formally charged for illegally staying in Pakistan on April 2. That charge carries a maximum five-year prison sentence.

Since the raid that killed bin Laden, it has been known that he lived mostly in Pakistan since 2002.

Al-Sada's account says she flew to Pakistan in 2000 and traveled to Afghanistan where she married bin Laden before the Sept. 11 attacks.

After that, the family "scattered" and she traveled to Karachi in Pakistan. She later met up with bin Laden in Peshawar and then moved to the Swat Valley, where they lived in two houses. They moved one more time before settling in Abbottabad in 2005.

According to the report, al-Sada said that two of her children were born in government hospitals, but that she stayed only "two or three hours" in the clinics on both occasions. The charge sheet against the three women says that they gave officials fake identities.

During the manhunt for bin Laden, most U.S. and Pakistani officials said that bin Laden was likely living somewhere along the remote Afghanistan-Pakistan border, possibly in a cave.

The fact he was living in populated parts of Pakistan raised suspicions elements in the Pakistani security forces may have been hiding him. U.S. officials have said they have found no evidence this was the case.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-03-30-Pakistan-Bin%20Laden/id-cabdd21684b24a69af699a57adfe6c8e

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Using Creativity to Stand Out in Your Career | eirinnphotography.com

Standing out in a crowded marketplace isn?t always easy. And these days, people have seen it all, which means you might only get ahead if you use a compelling and unique approach like Pat Lencioni?s to present your ideas.

Several years ago, Mr. Lencioni, 44 years old, of Lafayette, Calif., was a Bain & Co. consultant who loved writing screenplays and fiction pieces on the side. He didn?t move to Hollywood or New York City to pursue his passion.

Instead, Mr. Lencioni stayed where he was?in the business world?and used his talent to break out of the typical management-consultant mold. He began writing business books that read like novels and featured real characters to which textbook- and theory-fatigued readers could relate. In ?The Five Dysfunctions of a Team,? for example, the fictional DecisionTech?s new CEO, Kathryn, must unite a fractured executive team.

Many say Mr. Lencioni?s parables have sold over 2.5 million copies because they attract people who need to be better managers but don?t want to read a traditional business book to do it. ?The plot-driven approach makes people want to read to the end,? says Mr. Lencioni. ?Readers are also more comfortable passing the books on to friends because they personally enjoyed them and were able to learn without a lot of effort.?

So, how do you infuse your day with creativity if it?s not your natural strong suit?

First, block out some time on your calendar to think about it. When you set aside time to do something, you elevate its importance in your mind.

Practice clearing your head of all of your everyday concerns, turn on some music, and let your mind wander. If you?re having trouble letting go, ask one of your artistic friends what she does to get in the right frame of mind and try adapting that technique to make it your own.

It also helps to look at your life and business from a different perspective. In providing career advice during this recession, for instance, I often pretended I was the person I needed to reach?a reader who was out of work. I asked myself, ?What information do I need right now, and how would I best like to receive it??

If your daily reading consists of one paper or online publication and Google news, you might try expanding your horizons.

In particular, today?s literary fiction and narrative nonfiction books are often worded so eloquently that they can?t help but inspire you to express yourself in a more creative way.

If you read before going to sleep, be sure to keep a pen and a notebook by your bed to jot down ideas that come to you in the middle of the night.

You might also want to start carrying a pad and pencil with you when you commute or travel. Inevitably you?ll overhear or see something that provokes an interesting train of thought.

Mr. Lencioni suggests forcing yourself into an uncomfortable situation to get your mind going?like doing manual labor if you?re a high-ranking executive, for example.

Sometimes just getting out of your comfort zone can spark creative ideas. ?And finally,? he says, ?you have to be willing to throw stupid ideas out [there], or ideas that no one believes in but you.?

Recognize that creativity doesn?t understand deadlines. Because you can?t depend on a terrific idea to show up at a certain point, you might try to build in long timelines for projects that require creative zeal and try not to put a lot of pressure on yourself.

?My best insights don?t usually show up when I?m sitting at my computer waiting for them,? says Mr. Lencioni. ?I?ll usually be jogging or in the shower, or out in the public where my creative mind is stimulated by watching others.?

Once you?ve begun to think more creatively, look for ways to apply this change at work, from suggesting new projects to discussing projects in a new way.

? Alexandra Levit is a business and workplace author and speaker.

Write to Alexandra Levit at reinvent@wsj.com

Source: http://eirinnphotography.com/using-creativity-to-stand-out-in-your-career

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Position Open: Educational Materials Center/Instruction/Reference ...

The University Library seeks an innovative, highly-motivated Librarian to be responsible for the Educational Materials Center (EMC), with major responsibilities in library instruction and reference. The position will be responsible for developing, promoting and evaluating the EMC collections (K-12); the position also provides library instruction related to education and the EMC; coordinates library instruction in the summer during the absence of the Instruction Librarian; assists in the planning and provision of reference services. The Librarian serves as a member of the Reference, Collection Development and Instruction Workgroups.

A full job description is available at: http://www.uwstout.edu/content/lib/emc.pdf

Source: http://stoutlib.blogspot.com/2012/03/position-open-educational-materials_29.html

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SEO can Help a Lot With Advertising | SEO Software

March 29th, 2012 by Helene Thatcher Leave a reply ?

How to Utilize Local SEO

Because of this, search engine optimization, or SEO, is one of the most important ways to spend your company?s advertising budget. This term encompasses a number of techniques you can use to drive more traffic to your company?s website by increasing your position on search results page.

Unfortunately for small, local businesses, there are some situations in which search engines will never display your link above those of huge, national corporations. You may lose prospective customers because of this. For example, imagine a scenario in which a potential customer is searching for a local cafe, but receives multiple pages of results for generic chains first; there is every possibility that he or she will not even leave the browser open long enough to find your cafe?s link. This is why local SEO is a vital part of any small business?s advertising.

Generally, local SEO involves more of your time than money, so even if your business has a tiny marketing budget, you can utilize these techniques. More often than not, prospective clients would prefer to conduct their business with a local company instead of a huge, global corporation. This provides you with an advantage over huge businesses when it comes to attracting customers.

The first way that you can utilize local SEO is to link your website to keywords that refer to your location. This is a key way to ensure that your company?s link will appear closer to the top of results pages when an individual?s search contains the name of your city. This is particularly vital if your business is in an industry like furniture delivery or food service that customers simply cannot easily utilize outside of their region. The higher your search result appears, they less likely it is that potential customers will lose interest before they see your link.

Double-check that your company?s contact information is clearly visible on both your search result and your website. Included in this information should be your street address, zip-code, email, and business phone number. It is important that potential customers can immediately look-up how far your business is from their house without spending any time looking for your address. Furthermore, some search engines? algorithms utilize location and contact information to help determine your ranking.

Modern consumers turn to the internet to find all sorts of products and services, from a new grocery store to a specific car deanship. Some households no longer even have a phone book and even those that do rarely use it. Using the internet in lieu of the yellow pages is just simpler. By using just one search engine, a computer user can locate thousands of companies that offer just what they are looking for.

Query white hat seo into Ask.com; do you find the thing you need?

Posted in SEO

Tags: SEO

You can follow any responses to this entry through the RSS 2.0 Feed. Both comments and pings are currently closed.

Source: http://www.seosoftware-trial.com/2012/03/29/seo-can-help-a-lot-with-advertising/

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Could bombing Iran push it to build the Bomb?

VIENNA (Reuters) - Pre-emptive military strikes aimed at forcing Iran to abandon its nuclear activities may end up having the opposite effect: convincing the Islamic Republic's leaders they need an atomic arsenal to secure their hold on power.

That is the argument from those in the West and elsewhere who say the negative impact of an Israeli or U.S. attack would eventually outweigh any gains - pushing Iran towards a decision that Western intelligence services believe it has not yet taken.

"It is difficult to see a single action more likely to drive Iran into taking the final decision to acquire nuclear weapons than an attack on the country," the foreign ministers of Sweden and Finland said in an opinion piece in the New York Times.

"And once such a decision was made, it would only be a matter of time before a nuclear-armed Iran became a reality," Carl Bildt and Erkki Tuomioja added.

Israel says Iran's nuclear ambitions are a threat to the Jewish state's very existence and that time is running short to stop Tehran taking the irreversible step of acquiring the bomb.

But an attack may delay Iran's nuclear drive only by a few years and would probably lead to an acceleration of the atomic program, the expulsion of U.N. inspectors and the Iranian people rallying around their leaders, the International Crisis Group think-tank said in a report citing unnamed U.S. officials.

"Once U.N. inspectors are expelled, Iran could reconstitute its nuclear infrastructure, this time unambiguously geared to producing a bomb," ICG analyst Ali Vaez told Reuters.

A similar message came from former CIA director Michael Hayden, who said the George W. Bush administration had concluded that a strike on the Islamic Republic's nuclear sites was a bad idea, according to a Foreign Policy magazine blog.

An attack would guarantee the very thing that the West was trying to prevent - "an Iran that will spare nothing to build a nuclear weapon and that would build it in secret", Hayden was quoted as telling reporters and experts in January.

Iran is relatively weak in conventional weaponry, compared to Israel and other Middle Eastern states, and may feel it has little choice but to develop nuclear bombs if "pushed into a corner", said military researcher Pieter Wezeman.

"If Israel or the U.S. would try to attack Iran and its strategic centers and its industry, Iran basically does not have the conventional means to defend itself," Wezeman, of the Stockholm International Peace Research Institute, told Reuters.

"Based on that weakness they are likely to find nuclear arms an interesting option. They don't want to be seen as losers, not internationally and not within Iran."

Any such feeling of military vulnerability in Iran - which often accuses adversaries of plotting to overturn its Islamic Revolution - would be compounded by Israel's assumed nuclear arsenal and the still strong presence of U.S. armed forces in the volatile Gulf region.

TALKS MAY OFFER "BREATHING SPACE"

There is general agreement among Western powers that Iran has already taken steps that would give it the option of becoming a nuclear-armed power, if it so decided.

It has ramped up its uranium enrichment, the U.N. nuclear watchdog said last month, voicing "serious concerns regarding possible military dimensions" to the nuclear activities.

Western experts say Iran now has enough refined uranium -material which can yield energy or weapons, depending on the level of enrichment - for four bombs if processed much further.

Crucially, however, the U.S. administration has concluded that Iranian leaders have not decided whether to actively construct a nuclear weapon, current and former officials have told Reuters.

"The U.S. intel community says with high confidence that Iran has made a capability decision, not a bomb decision," said Jim Walsh, a research associate at the Massachusetts Institute of Technology (MIT). "Bombing them will produce a bomb decision, and that will be very difficult to stop."

Iran expert Trita Parsi said: "You can't convince a country that it doesn't need a nuclear deterrence by bombing it."

But Bruno Tertrais of the Strategic Research Foundation, a French think-tank, said nobody could claim to know the impact of an attack and he suggested it could be difficult for Iran to launch a nuclear weapons bid afterwards.

"Iran would be closely monitored and would then take the risk to be bombed again, before it actually produces deliverable weapons," Tertrais said.

"One needs to differentiate between an Israeli and a U.S. operation: the latter would be bigger, leave few stones unturned, and might very well shake up the foundations of the regime."

Israel has threatened Tehran with pre-emptive strikes if diplomacy fails to stop its nuclear progress. U.S. President Barack Obama says all options are on the table, including possible military action, in dealing with Tehran.

Israel worries that Iran will soon have moved enough of its nuclear program underground as to make it virtually impervious to a unilateral Israeli attack, creating what Defense Minister Ehud Barak has referred to as a "zone of immunity".

But Obama - who has accused U.S. Republican presidential candidates of "beating the drums of war" while failing to consider the consequences - is also encouraging Israel to give sanctions against Iran more time to have an effect.

The Jewish state this week played down the prospect of an imminent attack, saying Iran's nuclear program could still be set back by sanctions and sabotage.

Six world powers and Iran are in mid-April expected to resume long-stalled negotiations aimed at finding a diplomatic resolution to the nuclear dispute, a dialogue which may for now cool speculation of imminent war [ID:nL6E8ES1DU]

"I'm not optimistic on the talks, but I do think they could at the very least open a temporary breathing space for all sides," said Gala Riani of risk consultancy Control Risks.

NUCLEAR DETERRENCE

If Israel in the end decides to strike, Vaez of the International Crisis Group said "it was easy to imagine" that Iran would withdraw from the Non-Proliferation Treaty (NPT), a 1970 pact to prevent the spread of atomic weapons.

Iran's envoy to the U.N. nuclear agency, Ali Asghar Soltanieh, warned this month that any attack by a non-NPT member - Israel - on the nuclear sites of a country that is party to the treaty would inevitably lead to the pact's "collapse."

MIT's Walsh said Iran might need years to recover from an attack but it would not destroy its know-how and would "present a window of opportunity for pro-bomb advocates" in the country.

Short of a full-scale war or occupation, "most military options are oversold as to their ability to end or even significantly delay Iran's nuclear program," the Institute for Science and International Security (ISIS) said.

A vast country, Iran has dispersed its program across many facilities, some whose locations may remain secret.

"An ineffective bombing campaign ... would leave Iran able to quickly rebuild its program and motivate it to launch its own Manhattan Project," the Washington-based think-tank said, referring to the U.S. atomic bomb program in World War Two.

But the view in Israel is that any action that can delay nuclear militarization is beneficial, "because it might maximize opportunities for other events, such as regime change in Iran", the International Crisis Group report said.

Iran, a major oil producer that denies any nuclear weapons aims and officially condemns nuclear weaponry as a "great sin", says it needs uranium enriched to a low level to fuel a planned network of nuclear power plants.

It came under intensifying Western sanctions pressure after the U.N. International Atomic Energy Agency (IAEA), in a November report, presented a trove of intelligence pointing to activities in Iran relevant for nuclear weapons development.

Former IAEA chief Mohamed ElBaradei said he still did not see "incontrovertible evidence" that Iran was working on an atomic bomb and that the question of whether it intends to make one was a matter of opinion and debate.

He said an attack would be a "sure way for Iran to go on a crash course to build nuclear weapons with the full support of the Iranian people ... and with the most catastrophic consequences for the Middle East and the rest of the world."

ElBaradei, who ran the IAEA for 12 years to the end of 2009, was outspoken in his skepticism of Western intelligence after erroneous reports about secret weapons of mass destruction in Iraq were used by the United States to justify the 2003 invasion that overthrew Saddam Hussein.

The risks posed by Iran's nuclear program "need not be hyped," he said in an email to Reuters. "We should by now have learned some lessons from the Iraq disaster."

(Editing by Robin Pomeroy and Mark Heinrich)

Source: http://news.yahoo.com/could-bombing-iran-push-build-bomb-161915406.html

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Do Christian Debt Consolidation Provide Much better Interest Rates?

A individual would believe that Christian debt consolidation companies are the most trustworthy sources to get assist for debt relief. On the contrary, some Christian debt consolidation solutions are like most other people and they are out to get all they can from whomever they can get it. In reality, this is often the worst sort of source to ask for support for relieving debt. To protect yourself from debt consolidation fraud, you may possibly want to get info from Consumer Federation of America, the source that monitors debt consolidation companies.

Not so lengthy ago, D.C. exposed a number of fraudulent businesses that offered debt consolidation solutions, which includes non-profit organizations, which are typically affiliated with Christian leaders. The Consumer Federation of America and the National Consumer Law Center (NCLC) function together to unmask the scandalous organizations that claim to eradicate debts. The debt consolidation firms are mentioned to have caused damage to clients by providing ?improper suggestions.? These companies were also penalized for advertising misleading and slick practices, as properly as charging debtors far more than what they make in fees. The Christian organizations, as you can see, are no distinct from anyone else in some instances. At the same time, these men and women are various, given that they are making use of a mechanism to shield their wrongful acts.

As a result, even if the debt consolidation organization claims to be a non-profit affiliated with Christians, be conscious that this does not mean that they will be truthful. The reports against some of these organizations also included cutbacks on educational programs and have even lead debtors straight into the courts of bankruptcy. For much more details about Christian debt consolidation, go up and visit the Consumer Federation of America site. Right here you can decide what your very best choice for debt relief is and if you really should in fact hire a debt consolidation specialist.

If you require to consolidate your debts, a Christian debt consolidation organization might be your finest bet for a low rate nevertheless, you must never ever assume that such an organization will be sincere. You ought to often search for background info on the company just before entering into a contract.

For more clarification and information on debt solution just visit debt solution and get assistance.

Source: http://niatradingsignals.com/214/do-christian-debt-consolidation-provide-much-better-interest-rates

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AFS Technologies and Otis Spunkmeyer Renew Trade Promotion ...

?AFS Technologies, the leading provider of trade management solutions, announces the expansion of its trade promotion relationship with Otis Spunkmeyer. With this expanded contract, Otis Spunkmeyer agrees to extend its enterprise best-in-class solution, ContractPro?, with fully integrated data services. This combination provides unparalleled, rich data as a byproduct of the claim and related data services. This solution will also be implemented for Otis Spunkmeyer?s Canadian trade markets.

With the implementation of this solution, Otis Spunkmeyer will be able to take advantage of the integration of ContractPro and Discovery? Analytics, just announced last month. Discovery Analytics, the industry?s best business intelligence platform, supports all critical ContractPro data including: sales analysis, promotion spend analysis, and direct versus indirect volume analysis. Users will benefit from incredible business intelligence features such as: void matrix, advanced charting and dashboards, and rolling period functionality.

?As a proud partner of Otis Spunkmeyer, AFS is excited that this extended relationship builds on the long history of our two firms, expanding in both technology and markets,? said Kurien Jacob, CEO of AFS Technologies. ?Otis Spunkmeyer, and their Canadian trading partners, will gain significant efficiencies and powerful information from the software and data services that we provide.?

?We are excited to renew our existing relationship and to expand on it by selecting AFS? ContractPro platform for use with our important Canadian customers,? said Joel Feldman, VP of Finance at Otis Spunkmeyer. ?Otis Spunkmeyer is committed to working with the very best solution providers in the food industry, and we count AFS Technologies amongst our most valued partners.?

About AFS Technologies Inc.

AFS Technologies Inc. is the leading provider of business enterprise and on-demand software solutions. The company serves over 1,500 customers across the Americas with a portfolio of solutions for the food, beverage, logistics and financial segments. AFS logistics solutions and AFS food and beverage solutions are designed to reduce costs, improve efficiency, increase sales and margins, streamline internal processes, and assist in regulatory compliance. All AFS solutions utilize service-oriented architecture (SOA) built with Microsoft .NET framework technology. With a focus on modular design, the solutions allow customers in manufacturing, sales agencies, distribution, and complex software companies the flexibility to upgrade specific elements of the software without affecting the rest of the system. To match the needs of our diverse customer base, products are available on both a license and true SaaS model basis. For additional information, please visit www.afsi.com or call (602) 522-8282.

About Aryzta (fka Otis Spunkmeyer)

Otis Spunkmeyer, Inc., a Northern California-based baked goods manufacturer, markets a trusted brand name in the food and snack industry. With the #1 selling cookie dough in foodservice and a leading muffin brand in retail, the Otis Spunkmeyer brand has come to be recognized by consumers as synonymous with quality baked goods. Otis Spunkmeyer frozen cookie dough, prebaked muffins and cookies, pastries, and other quality baked goods can be found in foodservice and retail outlets throughout the country. For more product information, innovative menu ideas and recipes from Otis Spunkmeyer, visit www.spunkmeyer.com.

Source: http://azventurecapital.com/arizona-technology/afs-technologies-otis-spunkmeyer-renew-trade-promotion-partnership/

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Thursday, March 29, 2012

Oil falls, talk of SPR release encourages profit-taking

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Source: http://news.yahoo.com/crude-steadies-fall-crude-stock-gains-002444697.html

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Mexican candidate accuses rivals of wiretapping

(AP) ? The campaign of conservative presidential candidate Josefina Vazquez Mota charged Tuesday that the rival Institutional Revolutionary Party makes regular use of wiretaps, like the one in which she is purportedly heard accusing Mexico's top cop of spying on her.

Vazquez Mota's campaign said in a statement that prosecutors should make a joint investigation of her case as well as of past similar wiretaps against politicians from other parties, including a dissident member of the Institutional Revolutionary Party, or PRI.

The statement suggested the PRI may have been behind the wiretaps. PRI's presidential candidate, Enrique Pena Nieto, leads in polls on the July elections.

"Whose interest is it in? And who benefits from this kind of spying and leaks?" the statement said. "It is the Institutional Revolutionary Party, in the territory of their candidate Enrique Pena Nieto, that carries out this kind of practices daily."

Vazquez Mota has not confirmed the voice on a recording made public this week is hers. But an aide confirmed Monday that his voice is on it, and he filed a complaint with prosecutors seeking an investigation into what he charged was an illegal recording of the phone conversation.

In the recording posted by a Mexican political news website, a woman is discussing campaign strategy with an aide when she suddenly sends a "warm hello" to the head of Mexico's federal police "who is recording us instead of recording El Chapo."

The caller jokes that both Public Security Secretary Genaro Garcia Luna and government spokeswoman Alejandra Sota are tapping or infiltrating her calls, implying that political spying is more important to the government than catching Joaquin "El Chapo" Guzman, among the world's most-wanted drug lords.

Agustin Torres, a congressman who heads Vazquez Mota's social media campaign, told Radio Formula on Monday that he was the other voice on the call. But he did not confirm the contents and said the tape should be checked for editing.

"Say hello to them, Agus," the woman on the recording says. She then uses mild profanity to describe Sota, saying he "infiltrates all of our telephone calls."

"In spite of that we're going to win," the woman adds with a laugh.

Garcia Luna and Sota are top officials in the government of President Felipe Calderon, who along with Vazquez Mota belongs to the National Action Party.

The call apparently took place leading up to the party's primary in January, which Vazquez Mota won over Ernesto Cordero, a candidate reportedly favored by Calderon's team.

Vazquez Mota and Calderon are not political allies even though they're both in the same party.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-03-27-LT-Mexico-Politics/id-5ab5f73407b34673ae87808afe8a06e3

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Wednesday, March 28, 2012

Web design ? Getting Your Business Online | Article Directory ...

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Source: http://ads4india.net/web-design-getting-your-business-online/

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Estate Tax ? What It Is And How It Is Filed | Finance information

According to the Internal Revenue Service (IRS) to Estate Tax is a tax that is imposed on your right to transfer your property and belongings after your death. The individual who is in charge of handing and filing of estate tax return is often the estate representative. An estate representative can be an attorney or a family member family who was declared the executor in a will of a state. When dealing with an Estate Tax there are number of things to that individual or family must do when preparing to deal with the Internal Revenue Service (IRS).

There are Certain restrictions for estates that are subject to the Estate Tax. Each year tax laws are updated or completely changed, therefore, estate representatives or family members are encouraged to review the new Estate Tax laws. At the current time the Majority of estates are not subject to estate tax if they are to valued at less than fifty thousand one million dollars. The value is expected to increase up to two million dollars for the 2006 year. In addition to meeting A Certain estate value, it is therefore likely that the Majority of properties that are jointly owned will not be taxed if at least one property owner is still living. An Estate Tax return is due to be submitted to the Internal Revenue Service (IRS) nine months after the estate owner passed away. As with regular tax returns it is possible for estate representatives or family members to obtain a deadline extension. If tax is owed on the estate, it still needs to be paid before the nine months even if arrives to return deadline was granted. Not paying the estimated result of estate taxes due can amount in late fees or penalties additional. The Internal Revenue Service (IRS) intends to mine the deterministic amount of tax owed by taking the fair market value of all property items that were previously owned by the estate owner before he or she passed away. Fair market value takes into account when an item was purchased and exactly how much it is worth today. When all of these items are added up the total is referred by to as the Gross Estate. As with traditional estate taxes tax returns are allowed tax credits and tax deductions. When all of these items are computed together the amount of tax owed will be determined. When

an Estate Tax return is being filed with the Internal Revenue Service (IRS), there are a number of other important documents that must be sent alongwith the return. These items include a copy of a death certificate, copies of property appraisals, copies of litigation documents that may apply to the estate property, and a copy of the deceased?s wishes. As previously mentioned the return can be filed by a lawyer, an estate representative, or a family member. Individuals can acquire the Form 706: United States Estate (and Generation ? Skipping Transfer) Tax Return by contacting the Internal Revenue Service (IRS) or by downloading the form online

Only a small percentage of Americans are required. return to file for an estate tax, however, that does not mean that taxpayers Thurs not need to known and understand what it is. A taxpayer may not own a high-valued property,. However, that does not mean that they can not inherit or be named on one estate representative by a friend or family member who has passed on

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